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O’Keefe is just a big deal in this little town within the heart for the Mississippi Delta. When house to millionaire cotton farmers, Clarksdale is, just like the other countries in the Delta, about 80% African United states. Its populace of approximately 16,000 to 18,000 individuals, happens to be decreasing for many years.
Bubba O’Keefe, supported by Southern Bancorp CEO Darrin Williams, assesses damage in Paramount Theater . [+] from the phase.
Credit: Devin Thorpe
A white guy in a largely black city, O’Keefe may be the city’s official, compensated manager of tourism and appears to know every person in town, including a lot of the over night guests. He greets everyone who passes by as we sit and chat on the sidewalk outside the small bistro in one of his buildings, an old Woolworth’s store that had sat empty for decades.
While he is at no threat of being put into the Forbes 400 list any time soon, O’Keefe is successful by the requirements for the city. He owns more structures than they can count right right here. He keeps the secrets to their many structures in a old bank deposit case; you can find lots of sets of secrets. He claims he’s ten or twelve loans with Southern Bancorp, such as the one in the Paramount.
O’Keefe sees the city in much the way that is same he views the movie movie theater using the roof timbers now seated in a heap where a gathering must certanly be. he could be confident that the roof may be fixed, while the theater could be restored—or if you don’t restored, repurposed.
The Paramount Theater roof seated within the market
Credit: Devin Thorpe
“I would personally like to believe that it really is a doing arts center.” He’d want to name it for playwright Tennessee Williams whom saw their movie that is first at Paramount. Still, he is perhaps not married compared to that eyesight. He appears certain that the strategy that is right possibility will ultimately started to him.
There is certainly some proof serendipity when you look at the noticeable financial data recovery well underway right right here in Clarksdale, one of many locations where lay claim to being your home regarding the blues.
An experienced marketer from Chicago, decided after visiting Clarksdale regularly for years to move here permanently in 2002, Roger Stolle. The Cat was opened by him Head music shop downtown and straight away started promoting town as well as its music.
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Roger Stolle , owner of Cat Head
Credit: Devin Thorp[e
He says, when live blues music would be playing in town when he arrived, no one seemed to know. Many nights, there was clearlyn’t any. During the period of years, he organized most of the venues in the city with a straightforward quid pro quo. Should they would invest in a routine of real time music, he would promote it. Today, you can easily experience music that is live one of many venues in the city 365 evenings per year.
Recently, Ben Lewis found city from Seattle to just just just take a residential district development part on an one-year state agreement and fell so in love with town, even though their spouse stated before learning in which the brand brand brand new possibility ended up being that she could live any place in the united states except Mississippi. Her moms and dads have actually bought a home that is second Clarksdale along with his moms and dads are searching for a permanent home in city.
Lewis, who now earns a modest income operating a nonprofit called Meraki Roasting that will help youth in Clarksdale develop task skills and a resume by using them to roast coffee, was just in a position to buy a house because Southern Bancorp underwrites home loans so it does not offer regarding the additional market, providing the bank the flexibleness to help make loans other people can’t.
The financial institution is a vital thread in this financial development tapestry. Another may be the Walton Family Foundation; 350 kilometers from Clarksdale, the building blocks has made development that is economic the Delta a focus area. The 2 organizations usually come together, often by accident. For example, the building blocks is really a source that is significant of for Maraki Roasting, which means that it indirectly made the home loan Southern Bancorp offered its executive manager, Ben Lewis, feasible.
O’Keefe, and a friend that is lifelong Chuck Rutledge, organized a complex community development task in Clarksdale that received financing from both the Walton Family Foundation and Southern Bancorp. The Travelers resort, (where we remained for around $100 for starters evening) which can be operated by the performers’ cooperative led by Rutledge and their partner Ann Williams, is owned with a nonprofit. The $2.4 million task ended up being funded by a mix of taxation credits for historic renovation, a grant through the Walton Family Foundation and home financing from Southern Bancorp.
Chuck Rutledge and Ann Williams outside of the Travelers resort in Clarksdale, Mississippi
Credit: Devin Thorpe
The financial institution plays a role that is important the city for customers too. Jennifer Williams, no regards to Ann or Darrin, is a trained instructor in Clarksdale with three levels. This woman is additionally a survivor of the thriving storefront payday lending industry in Mississippi.
Williams claims she found myself in a good spot years back and borrowed $400 from the lending company that is payday. Every 1 month, she had been necessary to present by herself in person to pay for $87.50 to move the mortgage over for another 30 days—with none of the quantity serving to lessen the total amount. In contrast, it might never be uncommon for a balance of ten times that quantity on a charge card to own at least payment of approximately $87.50 each month—that would consist of at the very least some principal.
Needless to say, Williams discovered by by herself gradually going under. Her financial status simply proceeded to obtain even worse as she started taking out fully more pay day loans. In the long run, she had applied for nine loans that are such various storefront payday lenders in three towns. Simply driving around online payday loans California to help make the payments ended up being like having a part-time work.
Jennifer Williams and Charlestien Harris