QQ are refunding me2145. Simply wondering if anyone has any concept just how long they simply simply just just simply take to process reimbursement?
Additionally waiting right right right right here to right right straight right right right back from FOS regarding Payday & Wonga
Many Many Many Many Many Thanks once again for all your help
An offer was accepted by me from Quickquid for 350 that has been a goodwill gesture. Since that time Wonga as well as other loan providers have actually compensated me personally right straight straight right back thousands in interest this means I prob did have a full situation against QQ. Do we nevertheless have actually a full situation to argue? It absolutely was tens and thousands of pounds well well well worth of fascination with couple of years well worth of loans.
Sara (Financial Obligation Camel) says
I’m very sorry but no.
Adjudicator stand by her choice and upheld my plaint. She’s likely to speak to quick quid if they don’t concur need certainly to escalate to ombudsman. Sara from experience could you please advise what exactly is my possibility of getting exact same outcome at ombudsman.
Sara (Financial Obligation Camel) says
We have actuallyn’t seen sufficient instances to believe I am able to quote any significant percentages. from that which you have actually stated, you case appears very good – it is VERY rare that the Ombudsman will change it a lot, but sometimes the Ombudsman will decide that only loans after dd/mm/yy should be refunded if it is. Available for you that could most likely nevertheless be a good outcome!
Many thanks for you personally type input and prompt response you may be changing people’s life together with your help you are a total angel. Jesus bless you.
I’ve just made a plaint to QQ (with all the brilliant suggestions about this site) and they are the concerns they sent me-they appear to have changed somewhat.
1) the thing that was your ine per paycheque in the period of one’s loan(s)?
2) just exactly just just exactly What had been your expenses that are monthly of times of one’s loan(s)? (please include mortgage/rent, travel, resources, re re re re payments of other credit mitments, meals, along with other costs as split things)
3) Recently, we now have seen a heightened quantity of plaints where in actuality the plainant has acquired a template from a web page or web log. Did you utilize a webpage template? If that’s the case, are you able to please supply the title regarding the internet site?
4) Please supply a py of a bank declaration through the right period of your loan(s).
5) Please offer a py of a payslip from approximately the time of your loan(s).
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Sara (Financial Obligation Camel) says
They do see appear to differ the questionnaire somewhat every once in awhile. It’s for you to decide the way you desire to reply – with your personal bank statements, tell them you would like them to nsider your plaint without this if you don’t have some of the info or you don’t want to provide them.
If QQ were better at making offers that are reasonable individuals could possibly feel there is more part of appearing plenty of information.
Many thanks Sara, my goal is to inquire further to nsider my plaint without my bank statements, but can give my payslip that is last from agency during the time.
Hi all, The adjudicator moved in my own favor on just one loan away from 10 ! He gave qq two days to simply accept or perhaps not and today he’s got offered them week that is extra ! Now they accept or go to ombudsman as it is only one loan will ? When they don’t I will accept the decision if they do I will argue for other loans to be added ! Has anybody had case that is similar qq haven’t accepted choice using one loan ? Undoubtedly it is advantageous to them to simply accept choice ?
With no knowledge of the circumstances of one’s situation, it is difficult to state if QQ encourage, but i suspect they will probably because they don’t desire you to inquire about the Ombudsman to examine.
I didn’t accept certainly one of the adjuncticator’s choices on a single of my cases that are many and I’m happy Used to do. The ombudsman consented me repayment of a few more loans with me and decided to award.
The adjudicators are attempting to be reasonable, however they are less experienced and may often go wrong. It could take much much much much longer, but that you had the most experienced professional reviewing your case and making a decision if you ask the ombudsman to review you will know. They’re usually extremely swift to make around.
Hi we have a plaint in with all the adjudicator against QQ, whom delivered me personally a letter that is standard me250 goodwill pensation. The adjudicator has expected for my credit report that we have actually delivered and in addition my bank statements that I have always been concerned about delivering as during the right time utilized to gamble. I became in a paid that is decent but got myself into a never ever closing circle of borrowing from many pay check loan providers as well as possessed a dmp. Now i’ve paid all spend time loans down and have always been in a significantly better situation i have already been showing. I’m concerned about giving my bank statements towards the adjudicator but additionally have the unsecured guarantor loan panies needs to have had the oppertunity to see from my credit report the regularity of my loans with numerous panies with a few having defaults on it. Thankyou for listening.
Don’t concern yourself with gambling deals. I’d some on my acunt. QuickQuid offered me200 after 2 months. When I got an offer that is further adjudicator from quickquid of simply over4000….myself and adjudicator pursued more and I also got more than a five figure some straight straight right straight straight straight back from their store after ombudsmans choice. Stay glued to your weapons. By way of all.
Okay tright herefore listed here is my tale thus far delivered mail to fast quid they acknowledged we delivered whatever they asked for along with normal reaction that everybody gets normally it takes as much as 2 months I’d no answer we mailed them 3-4 times if the timescale had been ing to a finish nevertheless no answer it’s now been 7 weeks and I have heard nothing at all is this the same as anyone else’s experiences from them i sent to the ombudsman who sent a letter saying unto 13 weeks? When I notice most get a offer of some sort I’ve had nothing beginning to stop trying
We notice individuals saying it is because of the adjudicator? I simply delivered to ombudsman is this directly to do ?
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Sara (Financial Obligation Camel) says
A rejection or just hear nothing seems to be really random whether people get an offer. You have got done the right thing giving it towards the Ombudsman. The wait in the Ombudsman would be that these are typically hoping QQ can get in touch with them… then, otherwise it waits in the pile … then at some point it will be picked up by an adjudicator even if QQ haven’t replied if QQ do, an adjudicator will pick the case up.
The adjudicator could be the very first phase associated with FO procedure. You have done, it is always looked at first by an adjudicator when you send a plaint in,, as. It just would go to the send “Ombudsman” phase in the event that adjudicator can’t get everybody to simply accept their proposition.
Your delay isn’t worryingly long, but i believe it is well well worth giving the FO a “nudge” – i will suggest you phone them up and ask if you have more information that one can provide.
Thank you for the much better now i really do have a message target for somebody at ombudsman i am going to offer that a spin if not band them i shall now let ppl the oute